RISK MANAGEMENT

We develop clear and quantifiable risk models that align with regulatory expectations and reflect the complexity of your institution. Each model incorporates key risk factors, scoring logic, and weightings to deliver transparent and defensible results.

We integrate Key Risk Indicators (KRIs) to support early detection of emerging risks and enhance ongoing monitoring. Our frameworks also align with your institution’s risk appetite, ensuring that scoring thresholds and tolerances support consistent, risk-based decision-making.

Designed to inform strategic planning, our models provide leadership with actionable insights that strengthen governance, guide resource allocation, and support long-term institutional objectives.

We conduct comprehensive AML and sanctions risk assessments that evaluate your institution’s exposure across customers, products, services, delivery channels, geographies, and transactional activity. Our approach identifies inherent risks, assesses the effectiveness of existing controls, and calculates residual risk to provide a clear, defensible view of your institution’s risk profile.

We analyze critical program components—including customer onboarding, due diligence processes, sanctions screening, monitoring systems, high-risk customer segments, and cross-border exposure—to pinpoint vulnerabilities and prioritize remediation.

Our AML and sanctions-focused assessments help institutions strengthen internal controls, enhance regulatory readiness, and align risk mitigation strategies with the institution’s overall risk appetite. The final outcome is a practical, actionable roadmap that supports continuous improvement and reinforces the integrity of your compliance framework.

We design and refine Customer Risk Rating (CRR) methodologies that provide a consistent, transparent, and risk-based approach to evaluating customer profiles. Our frameworks incorporate multiple risk factors—including geography, industry, product usage, transactional behavior, sanctions exposure, and additional high-risk indicators—to ensure accurate segmentation across low-, medium-, and high-risk categories.

We also support the configuration of your CRR methodology within automated monitoring systems, ensuring that scoring logic, thresholds, weightings, and risk factors are properly mapped and functioning as intended. This includes aligning data inputs, validating risk calculations, and optimizing automated workflows to ensure the system produces reliable, real-time customer risk ratings.

Our approach strengthens customer due diligence, enhances ongoing monitoring, and ensures your institution maintains a defensible, regulator-ready methodology fully integrated into your operational and technological environment.

Understanding industry risk is essential in determining your institution’s exposure to sectors with elevated financial crime or operational risks. We develop tailored industry risk matrices that incorporate regulatory guidance, industry-specific red flags, product usage patterns, and economic trends. This allows your institution to categorize high-, moderate-, and low-risk industries with clarity and consistency, improving customer onboarding, monitoring, and periodic review processes.

We help institutions assess and classify country risk using geopolitical indicators, sanctions exposure, economic stability, corruption risk, international regulatory standards, and cross-border financial activity. Our country risk frameworks support informed decision-making for correspondent banking, international customer onboarding, cross-border product offerings, and monitoring activities—ensuring controls remain proportional to country-level risk.