LOOKBACKS

We help financial institutions conduct lookback reviews to identify gaps, validate controls, and assess historical compliance with AML, sanctions, and other regulatory requirements. Our services provide assurance that past deficiencies are understood, quantified, and addressed effectively.

We review historical transactions, customer files, monitoring alerts, and audit or examination observations to define the scope of the lookback. This allows us to identify high-risk areas, recurring issues, and potential regulatory exposure.

Based on the assessment, we develop a structured lookback plan that sets objectives, timelines, sampling methodology, and responsibilities. The plan is tailored to your institution’s risk profile, operational capacity, and regulatory expectations.

Our team performs a detailed review of historical activity, customer accounts, and transactions according to the plan. We identify exceptions, assess adequacy of prior controls, and determine whether remediation or reporting actions are required.

We establish mechanisms to track progress, document findings, and ensure that identified gaps are addressed. Regular updates and milestone tracking keep senior management informed and maintain transparency throughout the review process.

We prepare comprehensive, regulator-ready reports that summarize findings, highlight risk exposures, and provide actionable recommendations. Where deficiencies are identified, we advise on remediation steps, policy updates, and process improvements to prevent recurrence.