Ensure your AML program is effective, risk-aligned, and regulator-ready. Our independent audits provide objective assessments of your policies, procedures, systems, and controls, identifying gaps and offering clear, actionable recommendations.

Program Governance & Oversight – Evaluate board and management oversight, reporting lines, and program structure to ensure strong governance.

Policies & Procedures – Review adequacy, clarity, and alignment with regulatory requirements and institutional risk.

Customer Due Diligence & Enhanced Due Diligence – Assess CDD/EDD practices, risk ratings, and periodic reviews for accuracy and consistency.

Transaction Monitoring & Sanctions Screening – Audit automated monitoring systems, alerts, thresholds, data quality, and sanctions controls to verify effectiveness.

Suspicious Activity Reporting (SARs) – Evaluate investigation, documentation, escalation, and reporting processes for completeness and timeliness.

Training Programs – Review AML training design and delivery across all levels for relevance and compliance.

Independent Testing & Validation – Conduct objective testing of controls, systems, and operational processes.

• Regulator-ready audit report
• Findings with prioritized recommendations
• Corrective action guidance
• Executive summary for board and management

Deep sector experience, alignment with FinCEN, OFAC, FATF, and local regulations, and practical recommendations that improve operations—not just check the box.

Enhance your AML program today with an independent audit that strengthens compliance and mitigates risk.

Starting a new financial institution requires a robust AML program designed to meet regulatory expectations and operational realities. Our initial AML assessment evaluates your proposed policies, procedures, systems, and controls to identify gaps, define priorities, and set a defensible compliance framework from the outset.

Program Governance & Oversight – Review your planned governance structure, reporting lines, and compliance accountability.

Policies & Procedures – Assess your drafted AML policies and procedures for clarity, regulatory alignment, and operational practicality.

Customer Due Diligence & Risk Rating – Evaluate your proposed CDD/EDD processes and methodology for rating customer risk.

Transaction Monitoring & Sanctions Screening – Review configuration plans for monitoring systems and sanctions controls to ensure effective detection capabilities.

Suspicious Activity Reporting (SARs) – Validate planned processes for alert investigation, escalation, and reporting.

Training Programs – Ensure proposed AML training covers all levels and is aligned with institutional risk and regulatory expectations.

Independent Testing & Validation Planning – Recommend controls testing strategies to confirm effectiveness as operations begin.

• Initial assessment report highlighting gaps and priorities
• Practical recommendations for program design and implementation
• Roadmap for establishing regulator-ready AML controls
• Executive summary for founders, board, and senior management

We provide expert guidance tailored to new financial institutions, ensuring your AML framework is compliant, efficient, and scalable from day one.